Dispelling USA Car Hire Myths

Good afternoon,

I have worked in the car rental business specialising in the USA for the past 14 years and along the way I have picked up some extremely useful tips when it comes to hiring a car for the first time. In this series I will do my best to dispel a couple of the more common myths and stigma’s associated with car hire USA.

The first issue I will tackle may be familiar to the regular visitors to the USA

Q: I will get sued if I don’t have enough insurance!

A: This is a pretty old question that has been around for as long as I can remember. I have spoken to many customers who have quoted a story from a friend of a friend who knew someone that got sued and lost their house because they didn’t have enough insurance. This question perpetuates because of the ‘perceived suing culture’ in America. I wouldn’t say its any worse than in the UK but its always wise to ensure you are adequately covered in the event that you are involved in an accident.

While it’s never advisable to drive a vehicle without insurance, our policies come with everything you will need to ensure you are covered for all eventualities. Here is a quick run down of what we include and also what the blurb actually means;

• Unlimited Mileage. There are no additional charges incurred for the amount of miles you drive. Mileage is not charged on a per mile basis.

Loss Damage Waiver (LDW) which is a combination insurance of both Collision Damage Waiver (CDW) and Theft Waiver. As long as you adhere to the rental policy of the supplier you will not be held responsible for the cost of replacement or repair to your hire vehicle.

Uninsured Motorist Protection (UMP) up to $1m Liability Cover. Offers an Uninsured/Underinsured/Hit-and-Run Motorist Protection (UMP) that provides the renter and family members travelling together in the rented vehicle with up to $1,000,000 of non-stacked coverage for bodily injury sustained while driving the rental car, and caused by another driver who has no insurance, minimal insurance, or is a hit-and-run driver.

Supplemental Liability Insurance (SLI) up to $1m Liability Cover. All drivers included on the rental agreement will not be held liable for third party claims for bodily injury or property damage resulting from an accident.

Basic Roadside Assistance. In the event of mechanical difficulties there is an emergency number for you to call on the rental agreement you collect from the supplier.

All Taxes and Airport Fees. You will not be charged any additional taxes or fee’s because your insurances have been pre-paid.

As you can see the cover we provide as ‘ standard car hire insurance ’ will cover you for most eventualities that you may encounter while driving your car hire USA.

For more information please feel free to contact our car rental specialist via www.usrentacar.co.uk

Author: Frank Williams
Web: www.usrentacar.co.uk

 car hire USA

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